Qualified homeowners who received the full $15,000 relief assistance in HAF Cycle 1 are not eligible to apply for HAF Cycle 2.

    

For more information or inquiries:

Telephone:  (671) 638-3814/5

or email haf@doa.guam.gov

HAF CYCLE 3 APPLICATION PERIOD IS NOW CLOSED

Guam’s Homeowner Assistance Fund (HAF) Program is a federally funded relief program to assist eligible homeowners impacted by the COVID-19 pandemic with their mortgage, utilities and property tax payments.  The Department of Administration (DOA) is the lead government entity to administer and implement Guam’s HAF Program.  

All applications can be submitted to the following locations:
Monday – Friday 8AM-5PM

 HAF office 2nd Floor Suite 215

OR

Guam Relief Center, 3rd floor, Bank of Hawaii building in Hagatna
May 09, 2022
Update from the U.S. Treasury
The pandemic’s economic and public health impacts put millions of homeowners at risk of losing their homes. For this reason, President Biden’s American Rescue Plan established HAF to provide close to $10 billion in financial support to help families weather these challenges and remain in their homes.

We are strongly urging all servicers of federally backed mortgages to pause foreclosure proceedings when they are notified by a HAF program administrator of a pending HAF application to avoid unnecessary harm to vulnerable homeowners. Pausing any pending proceedings is a vital step towards keeping families in their homes as they receive assistance through the HAF program and is consistent with Congress’s intent in putting in place the HAF program to protect vulnerable homeowners.

During any such pause, we encourage homeowners and servicers to continue working together on loss mitigation options to ensure vulnerable homeowners eligible for assistance are able to choose the best path to staying in their homes and fully utilize available resources. We also strongly encourage servicers to offer these loss mitigation options to borrowers who are struggling to make their mortgage payments, including those who are eligible for HAF funding.

For program and pre-application inquiries, please email haf@doa.guam.gov.

Please continue to visit doa.guam.gov as more details become available.

 

ELIGIBLE HOMEOWNERS

1. Must own and occupy a home in Guam as their primary residence.

 

2. Must have experienced a financial hardship associated with the COVID-19 pandemic, after January 21, 2020.

 

3. Household income must be equal to or less than the 150% area median income. (see below).

 

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*Subject to change based on availability of funding for income limits at 150% and 100%

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