March 03, 2023 5:00pm
As of 06/05/2023
1. Must own and occupy a home in Guam as their primary residence.
2. Must have experienced a financial hardship associated with the COVID-19 pandemic, after January 21, 2020.
3. Household income must be equal to or less than the 150% area median income. (see below).
*Subject to change based on availability of funding for income limits at 150% and 100%
All applications can be submitted to the following locations:
Monday – Friday 8AM-5PM
HAF office 2nd Floor Suite 215
We are strongly urging all servicers of federally backed mortgages to pause foreclosure proceedings when they are notified by a HAF program administrator of a pending HAF application to avoid unnecessary harm to vulnerable homeowners. Pausing any pending proceedings is a vital step towards keeping families in their homes as they receive assistance through the HAF program and is consistent with Congress’s intent in putting in place the HAF program to protect vulnerable homeowners.
During any such pause, we encourage homeowners and servicers to continue working together on loss mitigation options to ensure vulnerable homeowners eligible for assistance are able to choose the best path to staying in their homes and fully utilize available resources. We also strongly encourage servicers to offer these loss mitigation options to borrowers who are struggling to make their mortgage payments, including those who are eligible for HAF funding.
For program and pre-application inquiries, please email firstname.lastname@example.org.
Please continue to visit doa.guam.gov as more details become available.