Guam Homeowner Assistance Fund Program is CLOSED


Total Assistance


Property Tax


Homeowner Association


Private lenders


As of 01/09/2024


Households Assisted









$ 122,043.56

Eligible homeowners can receive up to $26,550 of relief assistance to help with their mortgage, utilities, and property tax payments. 


Homeowners who maxed the previous relief amount of $15,000 and still need housing assistance can now apply for additional aid.  Please submit a continuance request form, billing statements and updated income documents to the HAF Office. 



1. Must own and occupy a home in Guam as their primary residence.


2. Must have experienced a financial hardship associated with the COVID-19 pandemic, after January 21, 2020.


3. Household income must be equal to or less than the 150% area median income. (see below).



*Subject to change based on availability of funding for income limits at 150% and 100%

For more information or inquiries:

Telephone:  (671) 638-3814

or email

Guam’s Homeowner Assistance Fund (HAF) Program is a federally funded relief program to assist eligible homeowners impacted by the COVID-19 pandemic with their mortgage, utilities and property tax payments.  The Department of Administration (DOA) is the lead government entity to administer and implement Guam’s HAF Program.  

All applications can be submitted to the following locations:
Monday – Friday 8AM-4PM

HAF office 2nd Floor Suite 219

May 09, 2022
Update from the U.S. Treasury
The pandemic’s economic and public health impacts put millions of homeowners at risk of losing their homes. For this reason, President Biden’s American Rescue Plan established HAF to provide close to $10 billion in financial support to help families weather these challenges and remain in their homes.

We are strongly urging all servicers of federally backed mortgages to pause foreclosure proceedings when they are notified by a HAF program administrator of a pending HAF application to avoid unnecessary harm to vulnerable homeowners. Pausing any pending proceedings is a vital step towards keeping families in their homes as they receive assistance through the HAF program and is consistent with Congress’s intent in putting in place the HAF program to protect vulnerable homeowners.

During any such pause, we encourage homeowners and servicers to continue working together on loss mitigation options to ensure vulnerable homeowners eligible for assistance are able to choose the best path to staying in their homes and fully utilize available resources. We also strongly encourage servicers to offer these loss mitigation options to borrowers who are struggling to make their mortgage payments, including those who are eligible for HAF funding.

For program and pre-application inquiries, please email

Please continue to visit as more details become available.